Disclaimer and terms of use

Devni Associates LLP ("Devni Associates", "we", "us") is a limited liability partnership based in Jaipur, led by Chandni Sharma. We are an AMFI-registered Mutual Fund Distributor (ARN-257048).

We help individuals and families invest in mutual funds and other products, and buy insurance, and we explain each product in plain language.

We are a distributor. We help you choose and invest in products from fund houses, insurers and other product providers, and we are paid by those providers (see our Commission Disclosure).

Devni Associates LLP is not registered with SEBI as an Investment Adviser and does not provide investment advice.

The information on this website is general. It is not a recommendation, an offer or a solicitation to buy or sell any product, and it does not take your personal circumstances into account.

We try to keep it accurate and up to date, but we cannot promise that it is complete, current or free of errors. Product features, charges, tax rules and regulations change. Before you invest, please check the latest offer documents and, if you need to, speak to a qualified tax professional.

Nothing on this website should be read as a promise of any return. Returns are not guaranteed.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Availability of each product depends on eligibility, minimum investment amounts and applicable regulations. Some of these products carry higher risk, including possible loss of capital, low liquidity and market volatility. Read all scheme and offer related documents carefully before investing.

The SIP and Step-up SIP calculators are for illustration only. They assume a constant annual return, compounded monthly, with each instalment invested at the start of the month. Real investments do not behave this way. Actual returns vary, can be negative and are not guaranteed. The calculators are not a recommendation of any scheme.

This website links to other websites and services, such as SEBI SCORES, SMART ODR, Instagram and WhatsApp. We do not control them and are not responsible for their content, availability or privacy practices. A link is not an endorsement.

We transact through platforms such as BSE StAR MF, CAMS Edge and KFintech. Your use of those platforms is also governed by their own terms.

You may use this website for your own personal, non commercial purposes. You agree not to misuse it, for example by trying to break its security, by sending automated requests, or by submitting false details through the call back form.

The text, design, logo and photographs on this website belong to Devni Associates LLP or are used with permission. You may not copy or reuse them without our written permission, except to share a link or for your own personal reference.

We may update this page from time to time. The date at the top shows when it last changed.